P&C Insurance Achieves Best Results Since 2013; Wildfire Losses, Tariffs Threaten 2025 Prospects

By William Nibbelin, Senior Research Actuary, Triple-I The U.S. P&C insurance industry’s financial outcomes for 2024 revealed a net combined […]

Florida Senate RejectsLegal-Reform Challenge

By Lewis Nibbelin, Contributing Writer, Triple-I The Florida House’s attempt to curtail recent legal system reforms met firm resistance from […]

Tariff Uncertainty May Strain Insurance Markets, Challenge Affordability

Chief Economist and Data Scientist, Dr. Michel Léonard Recent tariffs issued by U.S. President Donald Trump are on track to […]

Despite Progress, California Insurance Market Faces Headwinds

Even as California moves to address regulatory obstacles to fair, actuarially sound insurance underwriting and pricing, the state’s risk profile […]

Even With Recent Rises, Auto Insurance Is More Affordable Than During Most of Century to Date

You read that right. As a percentage of median household income, personal auto insurance premiums nationally were more affordable in […]

How Tariffs AffectP&C Insurance Prospects

Tariffs and threats of tariffs have been roiling financial markets since January. Property and casualty insurers are no less concerned, […]

Florida ReformsBear Fruit as Premium Rates Stabilize 

Florida’s legislative reforms to address claim fraud and legal system abuse are stabilizing the state’s property/casualty insurance market, according to […]

IRC report reveals that one in three drivers were either uninsured or underinsured in 2023. 

In 2023, despite nearly universal legal requirements to have auto insurance, more than one in seven drivers (15.4 percent) nationally […]

New Triple-I Issue Brief Puts the Spotlight on Georgia’s Insurance Affordability Crisis

Insurance affordability in Georgia is dwindling as claim frequency and insurer costs soar, according to the latest issue brief from […]

Executive Exchange: Importing European Safety to U.S. Roads

Road safety efforts in Europe offer numerous examples and success stories from which U.S. jurisdictions are learning. In the latest […]